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July 8, 2024

Top Tips for First-Time Homebuyers in Rochester


Buying your first home is an exciting milestone, but it can also be a daunting process filled with questions and uncertainties. Rochester, NY, with its vibrant communities and rich history, offers many opportunities for first-time homebuyers. Here are some top tips to help you navigate the home-buying process and find your dream home in Rochester.


1. Understand Your Budget

Before you start looking at homes, it’s crucial to know how much you can afford. Take into account your income, debts, and savings. Use online mortgage calculators to get an idea of your monthly payments and consider getting pre-approved for a mortgage to have a clear picture of your budget.


2. Research Rochester’s Neighborhoods

Rochester is known for its diverse neighborhoods, each with its unique charm and amenities. Whether you're looking for a bustling urban environment or a quiet suburban street, research the different areas to find one that fits your lifestyle.


3. Work with a Local Real Estate Agent

A knowledgeable real estate agent can be an invaluable resource. They can provide insights into the local market, help you find homes that meet your criteria, and guide you through the negotiation and closing processes. Make sure to choose an agent with experience in the Rochester area. Meet our team!


4. Consider First-Time Homebuyer Programs

There are several programs available that can provide financial assistance to first-time homebuyers. In Rochester, look into the City of Rochester incentives and grants for homebuyers.


5. Inspect the Property Thoroughly

Once you find a home you’re interested in, don’t skip the home inspection. A professional inspection can uncover potential issues that might not be visible during a casual walkthrough. Knowing the condition of the property can save you from unexpected repair costs in the future.


6. Understand the True Cost of Homeownership

Beyond the mortgage, homeownership comes with additional costs such as property taxes, homeowners insurance, maintenance, and utilities. Make sure to factor these into your budget to avoid any surprises.


7. Be Prepared for a Competitive Market

Rochester’s real estate market can be competitive, especially in desirable neighborhoods. Be ready to act quickly when you find a home you love. Having your financing in order and being flexible with your requirements can give you an edge over other buyers.


8. Think Long-Term

While it’s important to find a home that meets your current needs, also consider your future plans. Think about your career, family, and lifestyle changes that might occur in the next five to ten years to ensure your new home will continue to be a good fit.


9. Stay Patient and Positive

The home-buying process can be lengthy and sometimes frustrating. Stay patient, keep a positive outlook, and don’t rush into making a decision. The right home is out there, and it’s worth waiting for.


10. Leverage Community Resources

Take advantage of the resources available to you. Attend homebuyer education workshops, join local forums and social media groups, and talk to other homeowners in Rochester for advice and support.



Buying your first home in Rochester is an exciting journey filled with opportunities. By following these tips and staying informed, you can make confident decisions and find a home that suits your needs and lifestyle. Remember, preparation and knowledge are key to a successful home-buying experience. 

Learn about our FREE Rochester New York Buying Package!

Stop Hunting, Start Living with Living585 Realty!


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July 1, 2024

Lucky Note: The Heart of Living585 Realty



At Living585 Realty, we believe that true success goes beyond real estate transactions. It’s about building a thriving community and making a positive impact on the lives of those around us. One of the ways we achieve this is through our non-profit organization, Lucky Note. Founded with a passion for enriching the lives of young people, Lucky Note provides opportunities in music, art, theater, and dance, creating a nurturing environment for creativity and personal growth.


The Mission of Lucky Note

Lucky Note’s mission is to inspire and empower young individuals by providing access to enriching experiences in the arts. We believe that every child deserves the chance to explore their creative potential, regardless of their background or circumstances. Through our programs, we aim to foster a love for the arts and build confidence, discipline, and a sense of community among the youth.


Our Programs and Impact

  1. Music Lessons: Offering lessons in various instruments, Lucky Note helps children discover their musical talents. Whether it’s learning to play the piano, guitar, or violin, our experienced instructors guide students every step of the way.
  2. Art Workshops: Our art workshops encourage kids to express themselves through drawing, painting, and other visual arts. These sessions are designed to spark imagination and develop artistic skills in a supportive environment.
  3. Theater Classes: Theater classes at Lucky Note provide an outlet for young actors to hone their craft. From improvisation to script reading, our programs help build confidence and public speaking skills.
  4. Dance Programs: Dancing is not only fun but also a great way to stay active. Our dance programs offer lessons in various styles, helping children develop coordination, rhythm, and a love for movement.


How You Can Get Involved

There are numerous ways you can support Lucky Note and contribute to our mission:

  • Volunteer: Share your time and skills by volunteering with our programs. Whether you’re an artist, musician, or simply passionate about working with kids, your involvement can make a significant difference.
  • Donate: Financial contributions help us provide resources, instruments, and materials necessary for our programs. Every donation, big or small, directly impacts the lives of the children we serve.
  • Spread the Word: Help us raise awareness about Lucky Note by sharing our mission with your network. Follow us on social media, attend our events, and encourage others to get involved.


Upcoming Events and Opportunities

We have several exciting events lined up this year, from fundraising galas to community art shows. These events not only support our programs but also celebrate the talents and achievements of our young participants. Stay tuned to our website and social media channels for updates on how you can join us.


Join Us in Making a Difference

At Living585 Realty, we are more than just a real estate company; we are a dedicated team committed to giving back to our community. Through Lucky Note, we strive to make a lasting impact on the lives of young people in Rochester. We invite you to join us in this journey of creativity, empowerment, and community building.


For more information on how to get involved with Lucky Note, visit Together, we can create a brighter future for our children and our community.

Posted in Volunteering
July 1, 2024

Navigating the Rochester Housing Market: Mid-2024 Insights


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The housing market in Rochester, NY, has been dynamic as we move through 2024. Whether you're a first-time homebuyer, looking to sell, or considering an investment property, understanding the current market conditions is crucial. Here’s what you need to know about the latest trends and mortgage rates in Rochester.


Current Mortgage Rates


As of late June 2024, mortgage rates have experienced some fluctuations. The average rate for a 30-year fixed mortgage is around 6.86%, while the 15-year fixed mortgage rate is slightly lower at 6.16%. These rates are relatively stable, offering a good opportunity for both buyers and those looking to refinance (Money) (LendingTree) .


Market Trends


  1. Stable Home Prices: Home prices in Rochester have remained relatively stable compared to the rapid increases seen in previous years. This stability provides a more predictable environment for buyers and sellers.
  2. Inventory Levels: While inventory remains lower than pre-pandemic levels, there has been a gradual increase in available properties. This uptick in inventory gives buyers more options and slightly eases the competitive market.
  3. Buyer Demand: Despite higher mortgage rates compared to last year, buyer demand remains strong. The desire for homeownership and investment properties in the Greater Rochester area continues to drive market activity.


Tips for Buyers and Sellers


For Buyers:

  • Get Pre-Approved: With competitive rates and strong demand, getting pre-approved for a mortgage can give you a significant advantage.
  • Work with a Realtor: Navigating the current market conditions can be complex. Partnering with a knowledgeable realtor can help you find the best deals and make informed decisions.


For Sellers:

  • Price Competitively: With stable prices, it’s essential to price your property competitively to attract serious buyers.
  • Market Effectively: Utilizing professional marketing services can help your property stand out. High-quality photos, virtual tours, and strategic online listings are key.


Looking Ahead


Experts predict that mortgage rates might slightly decrease over the summer, providing more affordability for buyers (Money) . However, economic factors such as inflation and Federal Reserve policies will continue to influence the market. Staying informed and working with experienced real estate professionals will be your best strategy for navigating these changes.


At Living585 Realty, we're here to guide you through every step of the process, ensuring that you make the most of the current market conditions. Whether you're buying, selling, or investing, our team is dedicated to helping you achieve your real estate goals.


Ready to take the next step? Contact us today to learn more about how we can assist you in your real estate journey.


Stop Hunting, Start Living with Living585 Realty!


Contact us now to get started!


Call us at (585) 575-0811


Meet the team!


Follow us on Facebook for updates and tips!


Your dream home is just a conversation away. Let’s make it happen together!

July 1, 2024

Unlocking the Potential of Commercial Real Estate in Greater Rochester

Navigating the commercial real estate market in Greater Rochester can be a daunting task, but with the right guidance, it offers incredible opportunities for investors and business owners alike. At Living585 Realty, we specialize in helping clients discover and capitalize on these opportunities.


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Why Invest in Rochester's Commercial Real Estate?


Rochester, NY, is a dynamic market with a rich history and a promising future. Here are a few reasons why investing in commercial real estate here makes sense:

  1. Economic Growth: Rochester boasts a robust and diverse economy, with significant contributions from technology, education, and healthcare sectors.
  2. Strategic Location: Positioned within close proximity to major cities like New York, Boston, and Toronto, Rochester offers strategic advantages for businesses looking to expand or relocate.
  3. Affordable Prices: Compared to other major metropolitan areas, commercial properties in Rochester offer more value for money, making it an attractive option for investors.


Types of Commercial Properties


At Living585 Realty, we help clients explore a wide range of commercial properties, including:

  • Office Spaces: Ideal for businesses of all sizes, offering modern amenities and convenient locations.
  • Retail Spaces: From small boutiques to large retail centers, we find the perfect spot to attract customers.
  • Industrial Properties: Perfect for manufacturing, warehousing, and distribution.
  • Mixed-Use Developments: Combining residential and commercial spaces for versatile investment opportunities.


Our Approach


We understand that every client has unique needs and goals. Our approach is tailored to ensure you achieve the best possible outcomes:

  1. Personalized Service: We take the time to understand your specific requirements and provide customized solutions.
  2. Market Insights: Our team leverages local market knowledge and data to identify the best opportunities.
  3. Comprehensive Support: From property search and analysis to negotiation and closing, we guide you through every step of the process.


Get Started Today


Ready to explore the commercial real estate opportunities in Greater Rochester? Contact Living585 Realty today to schedule a consultation. Let us help you unlock the full potential of your investment and achieve your business goals.


For more information and to browse available commercial properties, visit Living585 Realty's Commercial Listings.


Stop Hunting, Start Living with Living585 Realty!


Contact us now to get started!


Call us at (585) 575-0811


Meet the team!


Follow us on Facebook for updates and tips!


Your dream home is just a conversation away. Let’s make it happen together!

June 27, 2024

Choosing Your Perfect Real Estate Agent: A Guide to Finding the Right Fit


Choosing the right real estate agent is crucial for a successful home buying or selling experience. Here’s a guide to help you find your perfect match:


1. Identify Your Needs: Consider what you need from an agent. Are you buying, selling, or both? Do you need an agent with specific local market knowledge or one who specializes in first-time homebuyers?


2. Research and Reviews: Look up agents' reviews online. Check their websites and social media profiles for client testimonials and ratings. For instance, agents at Living585 Realty are highly praised for their professionalism and client-focused approach.


3. Interview Multiple Agents: Don’t settle for the first agent you meet. Interview at least three agents to compare their services, experience, and approach. Ask about their strategies, past successes, and how they plan to meet your needs.


4. Communication Style: Choose an agent whose communication style matches yours. You need someone who keeps you informed and answers your questions promptly. For example, agents from Living585 Realty are known for their excellent communication and client services.


5. Market Knowledge: Ensure your agent has in-depth knowledge of the local market. An agent familiar with Monroe County’s neighborhoods and market trends, like those at Living585 Realty, can offer valuable insights.


6. Professionalism and Trust: Trust your instincts. Choose an agent who is professional, trustworthy, and makes you feel comfortable. Building a good rapport is essential for a smooth transaction.


Ready to find your perfect real estate agent? At Living585 Realty, our dedicated and experienced agents are here to guide you every step of the way. Contact us today to schedule a consultation and discover how we can help you achieve your real estate goals.


Stop Hunting, Start Living with Living585 Realty!


Contact us now to get started!


Call us at (585) 575-0811


Meet the team!


Follow us on Facebook for updates and tips!


Your dream home is just a conversation away. Let’s make it happen together!

Jan. 1, 2024

Upcoming City Events in Rochester for 2024


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Rochester is buzzing with excitement as the city gears up for a vibrant calendar of events in 2024. Whether you're a local resident or planning a visit, there's always something happening to keep you entertained and engaged. Here are some of the standout events you won't want to miss:


1. Rochester Lilac Festival

Dates: May 10-19, 2024 The Rochester Lilac Festival is a beloved tradition that kicks off the spring season. Held in Highland Park, this ten-day event features over 500 varieties of lilacs, live music, art exhibits, and a parade. It's the perfect way to celebrate the blooming of Rochester's famous lilacs.


2. Rochester International Jazz Festival

Dates: June 21-29, 2024 One of the nation's most popular music festivals, the Rochester International Jazz Festival attracts renowned artists from around the world. Enjoy nine days of spectacular performances across multiple venues in the city’s East End district.


3. Corn Hill Arts Festival

Dates: July 13-14, 2024 This historic neighborhood transforms into a bustling arts haven with over 400 artists showcasing their works. From crafts to fine arts, the Corn Hill Arts Festival offers a unique blend of art, music, and food that draws thousands of visitors.


4. Park Avenue Summer Art Festival

Dates: August 3-4, 2024 Stroll down the charming Park Avenue and explore a variety of arts and crafts vendors, live music, and delicious food. This festival is known for its vibrant atmosphere and diverse artistic displays.


5. Rochester Fringe Festival

Dates: September 10-21, 2024 Experience the unexpected at the Rochester Fringe Festival, where over 500 performances span across theater, comedy, music, dance, and more. This eclectic mix of local and international talent takes over downtown Rochester for 12 days of creativity and innovation (Discover Rochester, NY) .


6. ROC Holiday Village

Dates: December 2024 (specific dates TBA) Embrace the holiday spirit at the ROC Holiday Village, a festive winter market held in Martin Luther King Jr. Memorial Park. Enjoy ice skating, visit Santa’s workshop, and browse through a variety of local vendors offering unique holiday gifts (Discover Rochester, NY) .


Why Rochester?

Living in or visiting Rochester means having access to an array of cultural and community events that enrich the quality of life. At Living585 Realty, we’re not just about helping you find your dream home; we’re also passionate about connecting you with the community. Whether it’s your first home or an investment property, we provide expert guidance to ensure you make the best decisions.


Join the Fun with Living585 Realty!


As we look forward to these exciting events, we at Living585 Realty invite you to explore all that Rochester has to offer. Contact us today to find out how we can help you navigate the real estate market and become a part of this vibrant community.


Stop Hunting, Start Living with Living585 Realty!


Contact us now to get started!


Call us at (585) 575-0811


Meet the team!


Follow us on Facebook for updates and tips!


Your dream home is just a conversation away. Let’s make it happen together!


Posted in City Events
Dec. 26, 2021

DIY Property Management?


July 16, 2016

Dealing with Financing

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As the events of the last few years in the real estate industry show, people forget about the tremendous financial responsibility of purchasing a home at their peril. Here are a few tips for dealing with the dollar signs so that you can take down that “for sale” sign on your new home.


Get pre-approved. Sub-primes may be history, but you’ll probably still be shown homes you can’t actually afford. By getting pre-approved as a buyer, you can save yourself the grief of looking at houses you can’t afford. You can also put yourself in a better position to make a serious offer when you do find the right house. Unlike pre-qualification, which is based on a cursory review of your finances, pre-approval from a lender is based on your actual income, debt and credit history. By doing a thorough analysis of your actual spending power, you’ll be less likely to get in over your head.


Choose your mortgage carefully. Used to be the emphasis when it came to mortgages was on paying them off as soon as possible. Today, the debt the average person will accumulate due to credit cards, student loans, etc. means it’s better to opt for the 30-year mortgage instead of the 15-year. This way, you have a lower monthly payment, with the option of paying an additional principal when money is good. Additionally, when picking a mortgage, you usually have the option of paying additional points (a portion of the interest that you pay at closing) in exchange for a lower interest rate. If you plan to stay in the house for a long time—and given the current real estate market, you should—taking the points will save you money.


Do your homework before bidding. Before you make an offer on a home, do some research on the sales trends of similar homes in the neighborhood with sites like Zillow. Consider especially sales of similar homes in the last three months. For instance, if homes have recently sold for 5 percent less than the asking price, your opening bid should probably be about 8 to 10 percent lower than what the seller is asking.


Stop Hunting, Start Living with Living585 Realty!


Contact us now to get started!


Call us at (585) 575-0811


Meet the team!


Follow us on Facebook for updates and tips!


Your dream home is just a conversation away. Let’s make it happen together!

July 7, 2015

Preparing to Sell

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Selling your home doesn't just mean hiring a realtor to stick a sign out front. There are a lot of preparations you should make to ensure you get the best offer possible in the shortest time.


Repair. Just because you’ve gotten used to the cracks in the walls and the rattles in the radiators doesn’t mean a buyer will too. If you have hardwood floors that need refinishing, be sure to get it done - hardwood is a huge selling point. Buyers like to snoop around, so be sure to fix any sticky doors or drawers as well. Finally, don’t forget to address any issues with the exterior - fences, shingles, sidewalks, etc. After all, without curb appeal, some buyers may never get to see the inside.


Neutralize. You want buyers to see themselves in your home. If your living room has lime green shag, wood-paneled walls, and all your collectibles and personal photographs, this will be much harder for them to do. Try replacing any bold color choices in your floors and walls with something more neutral—beiges, tans, and whites. Repainting and reflooring will make everything look fresh and new, and help prospective buyers imagine all the possibilities.


Stage. Once your house is clean and updated, it’s time to play dress up. Home stagers can add small details and décor touches that will bring out the possibilities in the various spaces in your home: lamps, mirrors, throw rugs and pillows, flowers, decorative soaps and towels, patio furniture. Home staging can be particularly useful if your home is especially old or if the exterior looks dated. Think of it as a little mascara and rouge—if it’s done right, you notice the beauty, not the makeup.


Stop Hunting, Start Living with Living585 Realty!


Contact us now to get started!


Call us at (585) 575-0811


Meet the team!


Follow us on Facebook for updates and tips!


Your dream home is just a conversation away. Let’s make it happen together!

Posted in Selling Your Home
June 12, 2015

Relocating to the Big City

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Moving from a small town or suburb to a large city can be an intimidating proposition. Here are a few tips to help make your move as painless as possible.


Research before you move. It’s important to understand the culture you’re joining. Do research online and find out about school systems, neighborhoods, parking, weather, public transportation, and laws that are native to that area. If you can, visit a city before moving and connect with someone who’s lived there before.


Have a plan. There are a lot of steps to go through before you start packing the moving truck. Find housing before you leave, or at least know where you’ll stay while you look for a home. Never sign a lease on an apartment that you haven’t seen. If you can’t get there, find a friend or an employer to check for you. Have a job waiting for you, or if that’s not possible, know what you’ll do for money in the first few weeks of living there. Try to line up things like driver’s licenses, car insurance, renter’s insurance, and parking passes ahead of time as well.


Get involved. Meeting people in a big city can be daunting. Don’t expect the neighbors to knock your door down with a casserole when you arrive: city life is often too noisy and hectic. Take the initiative. If there are things you liked to do in your town, find ways to do those things in the city. Try new things. Volunteer. Big cities offer so many opportunities to engage other people, so find what you like.


Mind your wallet. City life is expensive. Everything costs more: food, insurance, clothes, rent. There are also a lot more ways to get ripped off, whether legally or criminally. Be careful how you spend, and know where your money is going.


Stop Hunting, Start Living with Living585 Realty!


Contact us now to get started!


Call us at (585) 575-0811


Meet the team!


Follow us on Facebook for updates and tips!


Your dream home is just a conversation away. Let’s make it happen together!

Posted in Home Buying