In 2025, your credit score is more important than ever when it comes to securing a mortgage. Lenders use it not only to determine whether you qualify for a loan but also to decide what interest rate you’ll receive. A higher score can save you thousands of dollars over …

If you're thinking about selling your home in Rochester, NY, you're probably wondering: how long will it take to sell? The short answer? Often, not very long—but the timeline can vary depending on your home, the season, and the current market conditions.

Rochester is One of the …

Homeowners in New York are about to face a hidden cost many overlook: capital gains taxes hitting home sales. Nationwide, nearly one in three homeowners risk surpassing the $500,000 federal exclusion on profit—a number only growing. In New York, around 13.1% of recent home sales exceeded that cap …

Rochester, New York, has quietly climbed the ranks of affordable retirement destinations in the United States, earning a spot on various lists highlighting its cost-effectiveness and livability. According to a 2025 analysis by GOBankingRates, Rochester was named one of the most affordable cities for retirees, placing 12th overall based on …

After months of anticipation, the Federal Reserve recently announced a 0.5% rate cut, leading many to wonder how it will affect the housing market and mortgage rates. While lower rates might sound like a win for buyers, the reality is a bit more complicated.

1. Mortgage Rates Are …

Looking to take the next step in your real estate journey? Whether you’re a buyer, seller, or investor, Living585 Realty is excited to announce a series of exclusive in-person real estate workshops at the Gates-Chili Continuing Education Center. Each session is designed to give you expert knowledge and practical strategies …

Buying your first home is an exciting milestone, but it can also be a daunting process filled with questions and uncertainties. Rochester, NY, with its vibrant communities and rich history, offers many opportunities for first-time homebuyers. Here are some top tips to help you navigate the home-buying process and …

The housing market in Rochester, NY, has been dynamic as we move through 2024. Whether you're a first-time homebuyer, looking to sell, or considering an investment property, understanding the current market conditions is crucial. Here’s what you need to know about the latest trends and mortgage rates …